Letter to the Editor: Inspections are coming soon

Dear Editor,

Citizens is inspecting just about every home in the state. Citizens, the State Run Insurance carrier writes most of the Windstorm Coverage along the coast. If you haven’t been called to schedule an appointment for an inspection you most likely will.

Here are some tips so you can be ready for your inspection.

1. If possible your agent should be present. The inspectors can sometimes be lazy and they will not go out of their way to access your attic. They are not allowed to unscrew or pull nails out of hatches.
2. If your agent can’t be there your contractor could be helpful.
3. If you have plans for the home or bills, invoices or proposals from your roofer showing the details of your roof it can be a great help. Also any information you have on your Hurricane Shutters or Impact windows should be available.

If the Inspector cannot get into your attic to see your hurricane Clips or the nailing pattern of your roof deck you probably will lose all your Mitigation Credits unless your plans show these things.

It could cost you thousands if you lose some of your valuable credits.
 
Nat Italiano
Italiano Insurance Services, Inc.
Boca Grande